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Tuesday, October 7, 2008

The amazing bendy TV screen that folds up to fit in your pocket

By Cher Thornhill

Bendy screen

In operation: A snapshot of the running all-organic 2D-display

Traditional flat-screen televisions could soon become a thing of the past, as scientists have revealed an ultra-thin, flexible screen that could fold up and fit in your pocket.

The bendy screens - less than a millimetre thick - could be used for televisions, computers and phones, and may pave the way for easy-to-carry digital newspaper displays, which readers could upload their news on to daily.

Some speculate that the technology could even lead to wearable TV jackets, flexible laptop screens, and TV blankets.

Sony worked with researchers at the Max Planck Institute in Germany to create the design. They say it is flexible and transparent, and has an extremely low energy requirement, allowing laptop and phone batteries to last longer.

The screens are made up of organic molecules that emit light in all directions to produce an image, which gives an almost infinite viewing angle.

Stacking up the transparent screens may produce 3D effects, the scientists say.

Other possibilities include moving images on posters, like those seen in films such as Minority Report, and talking pictures on cereal boxes.

The researchers told the Journal of Physics: 'The displays have excellent brightness and are transparent, bendable and flexible.

'There are practically no display size limitations and they could be produced relatively easily and cheaply compared to today's screens.'

An earlier version of the work was demonstrated by Sony in 2006, but technical and design issues stopped it from being mass produced.

Watch video of the bizarre bendy screen here...



15 Coolest Games of Fall 2008 [Slide Show]


You want the scoop on this autumn's best gaming experiences, and we have it. Check out PC World's list of 15 don't-miss games and the reasons why our experts picked them.

read more | digg story

NASA High-Speed Tracking Camera Films Spectacular P-G Clouds

Fast forward to the 2:40 (2-minute and 40-second) mark. Watch the middle and top of the Apollo 11 Saturn V rocket.


Saturn V Launch Views - High Speed Cams

Segment #1: Apollo 11 ignition and liftoff (high speed)
Segment #2: Apollo 11 tracking (high speed)
Segment #3: Apollo 8 ignition and liftoff (normal speed)

#1. Prandtl-Glauert (P-G) Condensation Cloud Questions & Answers: http://digg.com/general_sciences/Chillin_2?t=19208 ... (digg.com/general_sciences/Chillin_2?t=19208568#c19208568)

#2. Photo of a P-G Cloud on the Apollo 11 Saturn V rocket: http://grin.hq.nasa.gov/ABSTRACTS/GPN-2000-000627. ... (grin.hq.nasa.gov/ABSTRACTS/GPN-2000-000627.html)

P-G Cloud formed by U.S. Navy fighter jets...
#3. http://digg.com/general_sciences/The_Only_Known_Ph ... (digg.com/general_sciences/The_Only_Known_Photograph_of_a_Rainbow_P_G_Cloud_WOW)

#4. http://digg.com/general_sciences/Chillin_2

Doc Says Pot Pill No Good -- Just Let Em Smoke It!

By Jim Totten • DAILY PRESS & ARGUS • October 5, 2008

There's a key reason why some groups want to make it legal for some seriously ill patients to smoke marijuana to ease vomiting and nausea.

QuantcastAlthough there is a pharmaceutical version of marijuana called Marinol that comes in pill form, it doesn't work, according to Dr. Elaine Chottiner. She serves as section head of hematology and oncology at Saint Joseph Mercy Health System, which runs the Saint Joseph Mercy Woodland Center in Genoa Township.

"If Marinol worked, nobody would care about legalizing marijuana," Chottiner said.

On Nov. 4, Michigan voters will decide the fate of the medical use of marijuana ballot question. Under Proposal 1, there would be specific guidelines to using marijuana. A physician would need to approve marijuana use for a patient with a debilitating medical condition, and patients would receive an identification card. Patients would only have protected use in their home and could not smoke it in public places.

Chottiner said Marinol was approved because it was shown in clinical trials to alleviate vomiting and nausea caused by certain kinds of chemotherapy. It contains a synthetic form of THC, the major active substance in marijuana, which helps relieve nausea and vomiting from chemotherapy and stimulates appetite for AIDS patients.

However, Chottiner said few patients have found the pill to be effective and usually don't seek refills. She said absorption is probably one reason the drug doesn't work as well, since it takes longer to digest something than smoke it. Also, Marinol contains only one of marijuana's 66 compounds.

Chottiner said a few people have asked her about smoking marijuana to ease their symptoms, and a few patients have told her they're smoking marijuana to ease their nausea and vomiting. In general, Chottiner said only a very small percentage of patients have chronic nausea and vomiting from chemotherapy. She said most chemotherapy does not cause those symptoms. She also said there are excellent medications available — and that work — to prevent those symptoms.

Chottiner, who indicated she was neutral on the ballot question, said there are pros and cons with the proposal.

She said the most important issue is helping patients.

"We want to do everything we can for our patients and alleviate their suffering," she said. "If this is something that can be used for this purpose, it would be helpful to find a way to provide it."

However, Chottiner said she feels much more comfortable prescribing drugs that have gone through the U.S. Food and Drug Administration approval process. She said the FDA conducts rigorous clinical trials so doctors know what's in a drug, a proper schedule and dosage for a particular drug. She said it would be difficult to prescribe marijuana because there are no standards.

Chottiner said she doesn't prescribe herbs because "you never know what you're getting."

Contact Daily Press & Argus reporter Jim Totten at (517) 548-7088 or at jtotten@gannett.com.

Clinton goes to bat for Obama and party

Sen. Hillary Clinton attended a private fundraiser on Friday at the home of Jose Villareal, right.
By William Luther, San Antonio Express-News via AP
Sen. Hillary Clinton attended a private fundraiser on Friday at the home of Jose Villareal, righ
WASHINGTON — Democrat Hillary Rodham Clinton has raised more than $8 million for former rival Barack Obama's presidential campaign since July and plans to barnstorm the country for even more cash, as the New York senator works to show she is aggressively helping the candidate who cut short her White House bid.

"I am using every tool that I have to help Democrats win," Clinton told USA TODAY. She was between fundraising events in Texas and California that brought in another $1.5 million for Obama and congressional candidates on Friday and Saturday.

Later this month, Clinton will headline Obama fundraisers in Chicago, Philadelphia and Little Rock along with 11 events to raise money for Democratic congressional candidates and state parties.

She is stepping up efforts to get more Democratic women elected to the Senate. On Friday, she issued an e-mail fundraising appeal for Louisiana incumbent Mary Landrieu and challengers Kay Hagan, who is locked in a tight battle against Republican Sen. Elizabeth Dole in North Carolina, and former New Hampshire governor Jeanne Shaheen, who is engaged in a repeat of her close 2002 race with GOP Sen. John Sununu.

The former first lady said in the interview late Friday that her goal is straightforward: "We have a lot to repair in America, and I believe that Democratic leadership is essential to fixing the damage that we are going to inherit."

Clinton, who came closer to claiming a major party's presidential nomination than any woman before her, declined to discuss whether another White House race was in her future.

"I'm looking forward to going to the White House someday and standing there when President Obama signs a bill guaranteeing quality, affordable health care for every American," she said, citing an issue that was a signature of her campaign.

Democratic strategist Tad Devine said Clinton's stature will grow in the Senate no matter the outcome on Election Day because she garnered about 18 million votes in her presidential bid.

Clinton stands to become "the most important woman in American politics" if Democrats win on Nov. 4, he said.

Helping to raise the money to aid Obama and increase Democratic majorities in Congress only enhances that standing, Devine added, because "delivering resources to campaigns is probably the single-most important and difficult thing you can do in politics."

Clinton has hit 40 campaign events for Obama in battleground states from New Hampshire to Nevada in the past two months.

Her husband campaigned in Florida last week. "Both Bill and I are doing all we can to reach the people who are not already convinced," Clinton said.

The Clintons' efforts come amid lingering signs of unrest among her still-loyal supporters. One top Clinton fundraiser, investment executive Lynn Forester de Rothschild, announced last month she was supporting Republican nominee John McCain. She called Obama and other top Democrats in Congress "too far to the left."

Clinton rejected the idea of further defections from her camp. "The vast majority of people who voted for me will vote for Sen. Obama," she said. "They understand that … we desperately need a Democratic administration to take the reins of the economy and turn it around."

Alexander Heckler, a Fort Lauderdale lawyer who raised more than $100,000 for Clinton, said talk of dissension between the Clinton and Obama fundraising camps is overrated.

He said he contributed $2,300 to Obama at a Sept. 19 fundraiser in Miami and has committed to raising at least $250,000 for the Illinois senator at Clinton's urging.

"We are all very united," he said.

Clinton still owed about $9 million to her campaign vendors at the end of August, despite Obama's appeal to his top fundraisers to help retire the debt. She vowed to work to repay the vendors, but insisted her priority is her party.

"With a month to go until Election Day," she said, "our energies have to be focused on persuading people to support Democrats."

The world's most endangered species 2008


14 photos of current endangered species. One in four mammals is at risk of disappearing forever, according to the latest assessment by the International Union for the Conservation of Nature (IUCN), whose 'red list' classifies species according to their extinction risk every year.

read more | digg story

The 14 Most Futuristic Dashboards On The 2008 Paris Show Floor


While exterior styling grabs all the new and concept car headlines, (and booth babes grab the eyes) it’s the interiors that have the most potential to alter the way we experience our automobiles. Far from the squeaky, rattly, ill-fitting monuments to black plastic that are present on nearly every car at nearly every price range, show car interiors explore both new materials and new forms, as well as new ways for drivers and passengers to interact with their vehicles. Here are 14 of the 2008 Paris Motor Show’s best dashboards and the ways in which we think they’ll influence those on their road-going counterparts.



1. Saab 9X Air

Where every road-going Saab’s dash looks like it was designed in 1994 (which all of them actually were) the 9X Air ditches the claustrophobic clutter for white simplicity and green holographic instruments. Note how even the steering wheel center is simplified into a subtly attractive form free from an excessive smattering of buttons. Our greatest hope for the production Saab 9-1 — which this vehicle hints at — is in the way traditional Saab design hallmarks have been updated. Check out the way the front headrests mount to the seats and the display screen at the top of the dash, which keeps navigation and entertainment functions in the driver’s line of sight.

2. Renault Ondelios

While the huge gullwing doors — able to admit six passengers with minimal intrusion — wowed onlookers, it’s actually the Ondelios’s dash that’s most impressive. Ignore the whale-like form and gimmicky prism primary instruments; it’s the reconfigurable optical feedback keyboard and lit-from-underneath instruments on the dash that alter the way you interact with the in-car functions. Imagine being able to enter an address into the navigation system using a QWERTY keyboard that’s only visible when it’s needed.

3. GtbyCitroen


The GTbyCitroen is pure concept car fantasy, designed to work within the virtual space of Gran Turismo 5 rather than the confines of the real world. The brushed copper dash would be extremely distracting in real driving conditions, but here delivers a sense of drama alien from more pedestrian models. Instruments are by fighter jet-style Heads Up Display, while settings are controlled through a red leather-covered F1-style steering wheel.

4. Mini Crossover Concept

Driven one of BMW’s Mini’s? You’ve probably come away disappointed by how cheap the otherwise uniquely-styled dash is. The Crossover fixes that by deleting just about all the buttons (placing them instead in the totally unrealistic laser projection globe interface) and replacing the cheap plastic with leather, wood and other high-quality materials. The Crossover’s dash actually looks like it could justify the brand’s premium price tags. Instead of tacky $1.50 add-ons, the tachometer is made from metal and looks like it was designed with the car, while the speedometer is a bar that wraps around the globe’s upper half. Expect to see that on future production models.

5. Audi A1 Sportback


Already known for the best interiors in the business, Audis nevertheless tend to be cold and efficient inside. The A1’s dash changes that, dropping high-quality black plastic and replacing it with white leather and brushed aluminum. The whole thing says luxury and quality in a way even Audi’s current interiors can’t. We won’t see this on the production A1, but we might get the fancy propeller air vents.

6. Heuliez dump scooter

Heuliez keeps things real on their electric dump scooter. Who needs fancy haptic feedback lasers when you can use cable ties? Why use rear view cameras and LED displays when the mirrors can be cheaply and easily bolted directly to the crash structure? The front-loading scoot shows all the fancy concept cars that functionality rules.

7. Citroen Hypnos

With the Hypnos, Citroen is trying to make advanced technology more human and approachable. Instead, they've designed a wild, colorful interior then stuck on a flat-screen TV with Velcro. You get the impression that the colors are totally superfluous and it’s the transmission tunnel’s drive selector and other instruments — specifically the way they’re contoured — that really matter here. It’s as if Citroen wanted to make the points of interaction hugely tactile, but instead just made them odd.

8. Mazda Kiyora

Inside, the Kiyora looks like a space fighter from some cheesy sci-fi flick. But since we really enjoy a cheesy sci-fi movie, that’s fine by us. The wrap around instruments radically focus the interior on the driver. None of this looks remotely grounded in reality, which is a shame, because Mazda interiors are some of the blandest in the business. Check out the webbed alien foot pedals.

9. Nissan Nuvu

We’re not sure if Nissan’s designers meant to turn the Nuvu’s interior into the ultimate ride for midget strippers. But with a tiny stripper pole in the back seat and marital aids in place of a steering wheel (as well as the wipe-clean materials), that’s what they did. We’re not sure if it's because or in spite of this, but the Nuvu is one of our favorite concepts from the Paris Motor Show.

10. Mercedes ConceptFASCINATION

Ignore the incredibly pretentious coke mirror, Leica M8 and Cuban cigar-equipped trunk and focus instead on the dash. Remember when Mercedes' were the highest quality cars on the road? The stupidly named and badly styled ConceptFASCINATION’s dash does, replacing production-spec plastics with leather, wood and metal. Mercedes, please immediately implement this dashboard on every single car in your range.

11. Peugeot RC HYmotion4

Peugeot makes nice, sporty economy cars for legions of budget minded Euros, so why does it keep knocking out high-end four-door coupe concepts? Regardless, this dark and moody interior, aside from the crazy instruments and screens, looks strangely production ready and wouldn’t be out of place in any other expensive sports car. We like the exaggerated dual cockpits, the rounded corners and the black leather almost as much as we like the red accent lighting and chrome accents. Color us impressed.

12. Renault ZE

While the ZE’s interior is a pleasant if unambitious take on the whole iPod thing, it’s the crazy green-tinted windows that are really the point here. We don’t know if they’re meant to say, “ Renault Drivers see an environmentally friendly world” or the more subversive “Hybrids are bullshit but their drivers think they’re saving the world.” We’ll continue to think the latter, and thank Renault’s designers for acknowledging the truth.

13. Tang Hua XY08 Chika

We’d be pretty happy boys if every car in the world looked like the Chika. We’d walk around calling everyone Mr. Happy, Mr. Angry, or, in Ray’s case, Mr. OCD. We’d drive around sewing ourselves new clothes (note the needle-holding fabric tomato on the dash) while constantly seeing the smiling visage of our masterful leader in the center of the steering wheel. Right where the airbag would be in a less-perfect world.

14. Honda Insight

The Insight will go on sale next April in a slightly less-concepty form, but this is pretty much it. Expect the interior to use way more black plastic, but retain most of this simplicity. And that’s a good thing.

Scientists Reach Hydrogen Storage Milestone

hydrogen car

Hydrogen cars may be feasible sooner than previously thought thanks to the efforts of a research team at the University of Crete in Greece. The scientists have developed a hydrogen storage model that can store up to 41 grams of hydrogen per liter— almost matching the US Department of Energy’s target of 45 grams per liter.

The storage structure consists of graphene sheets that are only one atom thick connected by vertical columns of carbon nanotubes. Hydrogen is stored in the gaps between the nanotubes and the graphene sheets. The researchers also added lithium ions to the structure for increased storage capacity.

In the past, one of the major drawbacks in using hydrogen for transportation purposes has been a lack of storage ability. This new discovery comes close to removing that hurdle. But since most hydrogen is still produced using fossil fuels, we still have a ways to go before hydrogen-powered cars are ready for commercial use.

>> Related: GM Backs Hydrogen Refueling Station Near LA

Photo Credit: PhysOrg

Scientist: Holographic television will become reality

LONDON, England (CNN) -- Picture this: you're sat down for the Football World Cup final, or a long-awaited sequel to the "Sex and the City" movie and you're watching all the action unfold in 3-D on your coffee table.

The future of television? This image is an impression of what 3D holographic television may look like.

The future of television? This image is an impression of what 3D holographic television may look like.

It sounds a lot like a wacky dream, but don't be surprised if within our lifetime you find yourself discarding your plasma and LCD sets in exchange for a holographic 3-D television that can put Cristiano Ronaldo in your living room or bring you face-to-face with life-sized versions of your gaming heroes.

The reason for renewed optimism in three-dimensional technology is a breakthrough in rewritable and erasable holographic systems made earlier this year by researchers at the University of Arizona.

Dr Nasser Peyghambarian, chair of photonics and lasers at the university's Optical Sciences department, told CNN that scientists have broken a barrier by making the first updatable three-dimensional displays with memory.

"This is a prerequisite for any type of moving holographic technology. The way it works presently is not suitable for 3-D images," he said.

The researchers produced displays that can be erased and rewritten in a matter of minutes.

To create television sets the images would need to be changing multiple times each second -- but Peyghambarian is very optimistic this can happen.

He said the University of Arizona team, which is now ten-strong, has been working on advancing hologram technology since 1990 -- so this is a major step forward. He believes that much of the difficulty in creating a holographic set has now been overcome.

"It took us a while to make that first breakthrough, but as soon as you have the first element of it working the rest often comes more rapidly," he said. "What we are doing now is trying to make the model better. What we showed is just one color, what we are doing now is trying to use three colors. The original display was four inches by four inches and now we're going for something at least as big as a computer screen."

There are no more great barriers to overcome now, he said.

The breakthrough has made some long-time researchers of the technology believe that it could now come to fruition.

Tung H. Jeong, a retired physics professor at Lake Forest College outside Chicago who had studied holography since the 1960s told NJ.com; "When we start talking about erasable and rewritable holograms, we are moving toward the possibility of holographic TV ... It has now been shown that physically, it's possible."

And what might these holographic televisions look like?

According to Peyghambarian, they could be constructed as a screen on the wall (like flat panel displays) that shows 3-D images, with all the image writing lasers behind the wall; or it could be like a horizontal panel on a table with holographic writing apparatus underneath.

So, if this project is realized, you really could have a football match on your coffee table, or horror-movie villains jumping out of your wall.

Peyghambarian is also optimistic that the technology could reach the market within five to ten years. He said progress towards a final product should be made much more quickly now that a rewriting method had been found.

However, it is fair to say not everyone is as positive about this prospect as Peyghambarian.

Justin Lawrence, a lecturer in Electronic Engineering at Bangor University in Wales, told CNN that small steps are being made on technology like 3-D holograms, but, he can't see it being ready for the market in the next ten years.

"It's one thing to demonstrate something in a lab but it's another thing to be able to produce it cheaply and efficiently enough to distribute it to the mass market," Lawrence said.

Yet, there are reasons to be optimistic that more resources will be channeled into developing this technology more quickly.

The Japanese Government is pushing huge financial and technical weight into the development of three-dimensional, virtual-reality television, and the country's Communications Ministry is aiming at having such technology available by 2020.

Peyghambarian said there are no major sponsors of the technology at present, but as the breakthroughs continued, he hopes that will change.

Even if no major electronics company commit themselves, there is hope that backers could come from outside of the consumer electronics industry, he said.

"It could have some other applications. In training it's useful to show people three-dimensional displays. Also it would be good to show things in 3-D for defense command and control and for surgery," he said.

Incredible Pictures of Earth from Above [PICS]


Worker resting on bales of cotton, Thonakaha, Korhogo, Ivory Coast. Cotton crops occupy approximately 335,000 square klilometers worldwide, and use nearly one quarter of all pesticides sold.


Photographer Yann Arthus-Bertrand will bring his work to the United States for the first time in 2009. Aiming to inspire people to think globally about sustainable living, Arthus-Bertrand has been photographing unique views of our planet, seen from the sky, since 1994 - and has produced an exhibit of over 150 4-ft. by 6-ft. prints

read more | digg story

Man Pays £1,950 for 1,200km Cab Ride to Beer Festival

Taxi

A cab driver did a double-take when a customer asked to be driven 1,200km (740 miles) from Portsmouth to Munich.

Though at first he thought it must be a joke, Mick Hogan agreed to take the passenger in his 30s on the 17-hour trip – at a cost of £1,950.

Mr Hogan, 54, was sitting at a rank when the customer called Dave ran up and jumped in the back of his cab.

He explained he had to get to the Munich beer fest as soon as possible as he had missed a flight for his friend's stag night.

Mr Hogan said: 'I thought he was having a laugh to start off with or it was one of my cabbie mates doing a wind-up on me but he was deadly serious.' The cabbie warned Dave it would cost £1,700 for the trip plus £250 for the Channel tunnel and a hotel for the night.

Mr Hogan admitted it 'felt surreal and a bit weird'.

'I assume he found his pals because he was on the phone to them trying to find out what bar they were in,' he said.

'I didn't need to give him a lift back because he said he still had the ticket for the return flight. It's not something I'd want to do every day but it beats taking a few pensioners out to the shops.'

No Mid Engine for Corvette C7

Good news: Nobody at GM is talking mid-engine C7 Corvette anymore. Bad news: The C7 is on hold and now unlikely to launch earlier than the 2014 model year. Mid-engine boosters, including Bob Lutz, believed it would be easier to achieve gas-saving cylinder shutoff with a mid-mounted LS3 V-8, as it's hard to deactivate cylinders in the current front engine/rear transaxle setup without adding a clutch to deactivate the driveshaft.

The question no one asked was, would the extra weight of a mid-engine layout, with its heavy rear cowl, offset the fuel-economy savings of cylinder shutoff? And it's tough to get the proper engine note with cylinder shutoff, anyway.

In the end, the higher cost of doing essentially the whole car from scratch took the idea off the drawing boards. Now the question is, will chief engineer Tom Wallace consider a 3.6-liter direct-injection V-6 for the base C7? With 2011-2015 CAFE looming, don't count it out...

Rachel Ray's Corn Porn



Rachel Ray gave us some insight as to what it's like to receive a handjob from the queen of cooking shows. We likey!

Porsche Entry Level Model Rumored


Porsche's finance chief Holger Härter has revealed that management at the carmaker’s Stuttgart headquarters is considering developing a new entry-level model together with Volkswagen, and that a formal proposal will be submitted within weeks. The proposal is being undertaken in conjunction with the finance arm of VW, and according to Härter both companies "will probably decide on this model this year."

Speculation as to what this new entry-level model will entail has been circulating for months, with conflicting reports hinting everything from a sporty hatch to a compact SUV. While the baby SUV has been denied by officials on a number of occasions, Porsche still has a number of options up its sleeve, reports German newspaper Handelsblatt.

Last year, we reported that Porsche was considering a sports hatch to rival the likes of the BMW 1-series and the Audi S3, and recently there has been talk that Porsche, along with Volkswagen and Audi, could build a new mid-engine sports car to slot below the current Boxster and Cayman lines. Volkswagen is expected to show a concept version of its model at next month’s Los Angeles Auto Show.

Finally, a new front-engined successor to the 928 could be on the cards. With the development of the Panamera almost complete, engineers could easily launch a shortened version of the car with a graceful GT body.

While Porsche has a variety of segments in which to concentrate its efforts, the choice must finally be approved by both VW and Porsche. However, with the expected merger of the two companies, executives now have a minefield to navigate in deciding upon which models to develop - a decision that will be made even more difficult by inter-company politics.

This computer generated rendering gives a good indication as to what a sporty Porsche hatchback could look like but without any official confirmation it remains purely speculative.

The True Credit Squeeze- SBA Loans down 30%

(CNNMoney.com) -- A growing number of businesses are struggling to land loans through the Small Business Administration's flagship lending program. The number of 7(a) loans given in the 2008 fiscal year, which ended Sept. 30, dropped 30% from 2007, the SBA reported last week.

The total dollar amount funneled through the program also fell, but not as sharply. The SBA backed 69,434 loans in 2008 (down from 99,606 in 2007) totaling $12.67 billion. That's an 11% drop from the $14.29 billion in loans the SBA backed in 2007.

The SBA doesn't directly fund 7(a) loans; instead, it offers a guarantee on a percentage of the loan, an incentive intended to make banks more willing to risk lending to fledgling businesses. SBA director of financial assistance Grady Hedgespeth said the lending decline reflects both banks' tightened credit standards and less demand from business owners.

"Small businesses are less inclined to take more debt onto their balance sheet," Hedgespeth said. "The decline in the number of loans is due to fewer small loans in our portfolio. There is still a healthy demand for larger loans, from more established businesses. That's a good sign."

But some business owners say actually securing SBA-backed bank loans is an increasingly daunting process. For the last three years, entrepreneur Andrew MacDonald has run Los Angeles-based Keystone Payments, a company that helps other businesses process credit cards. This year, he decided to buy another company that services the oil and gas industry.

He began the process of seeking a $3 million loan in June but ran into his first obstacle almost immediately: the SBA lending limit is $2 million for all industries outside of manufacturing.

Then, the six banks he approached told him that, due to SBA rules, they couldn't offer him a loan unless he took a lien on his house. He found three banks that didn't indicate up front that a lien was necessary, but once MacDonald delved more deeply into the loan proceedings, he realized that these banks, too, would put a lien on his house.

The SBA's Hedgespeth says that the terms of SBA loans vary according to the business. Although banks are not forced to put liens on personal assets, they are encouraged to, which may also contribute to the declining number of loans.

"More borrowers are less credit worthy compared to a year ago due to housing problems," Hedgespeth said.

MacDonald finally settled on a bank and now, with his home on the line, he is praying that the $2 million loan comes through. He's planning on making up the difference by paying $500,000 in cash and asking the seller to carry a note for the other $500,000.

"Though I meet the requirements, many will not, because home values have declined and that's the collateral these lenders want," MacDonald said. "In commercial banking, a personal guarantee is accepted, and not as punitive as a lien. I think the SBA makes it uncomfortable for the small business owner to seek a loan, rather than encouraging them."

Considering the current state of the economy, MacDonald is nervous about the loan getting cleared. He believes he's got a 50/50 shot of the bank coming back with bad news because there's simply no cash to give out.

"I'm in the middle of a tornado," he said. "If this falls apart, I'll have spent $75,000 in lawyer and appraiser fees needed to file my application that I'll never get back."

Fed Pumps Billions more into Banks- To Buy Paper Directly

WASHINGTON (AP) -- The government is weighing a bold plan to buy massive amounts of unsecured short-term debts in a dramatic effort to break through a credit clog that is imperiling the economy.

The Federal Reserve is working with the Treasury Department on the plan to buy "commercial paper," a short-term financing mechanism that many companies rely on to finance their day-to-day operations, such as purchasing supplies or making payrolls, according to a person with knowledge of the plan.

The person spoke on condition of anonymity because the plan is still being put together. The market for this crucial financing, which relies on investors rather than banks, has virtually dried up.

That has made it increasingly difficult and expensive for companies to raise money to fund their operations. Commercial paper is a way of borrowing money for short periods, typically ranging from overnight to less than a week.

The unstable situation has left many companies vulnerable. The notion under the plan is for the government to come up with a backstop that would provide companies with a new place to get cash.

Depending on the ultimate shape of the plan, the Fed could become a source of credit for nonfinancial businesses in addition to commercial banks and investment firms.

The liquidity equation. The Fed made an opaque reference on Monday that it was exploring "ways to provide additional support" to "unsecured funding markets."

The creation of a separate legal entity was being examined as one way for the Fed to get into the commercial paper market, the person with familiar with the plan said.

The Fed pledged Monday to take "additional measures as necessary" to battle the worst credit crisis in decades.

Wall Street took a nosedive, with the Dow Jones industrials plunging more than 800 points at one point during the day before finishing down 370. Fears spread around the globe about the ability of policymakers in the United States and abroad to turn around the situation.

The lending lockup is a key reason why the U.S. economy is faltering. Unable to borrow money freely or forced to pay a high cost to borrow, employers are cutting jobs and reducing capital investments. Consumers have retrenched.

To help ease credit stresses, the Fed announced Monday it will provide as much as $900 billion in cash loans to squeezed banks. It said 28-day and 84-day cash loans being made available to banks will be boosted to $150 billion apiece.

Those increases will eventually bring the amounts outstanding under the program to $600 billion. Loans that will be made available in November to banks also will be increased to $150 billion each.

That makes a total of $900 billion in credit potentially outstanding over year-end, the Fed said.

The Fed also said it will begin paying interest on commercial banks' reserves, another way to expand the central bank's resources to battle the credit crisis. To top of page

Red Sox beat Angels 3-2, move on to ALCS and Rays


(AP Photo/Charles Krupa)

By JIMMY GOLEN,

AP Sports Writer

BOSTON (AP) The Boston Red Sox brushed aside the 100-win Angels in four games, dismissing their best-in-baseball regular season as last month's news.

When it turns to October, no one dominates like Boston.

Jason Bay slid headfirst into home plate to score on rookie Jed Lowrie's two-out single in the ninth inning Monday night and the defending World Series champions eliminated the Los Angeles Angels with a 3-2 victory in Game 4 of their first-round playoff series.

Red Sox players exulted on the field during celebrations.

Boston, which also won it all in 2004, will have a chance at a third title in five years if it can get past the Rays in the best-of-seven AL championship series that starts Friday night at Tampa Bay.

"We just beat a phenomenal team. We're going to play another phenomenal team," Red Sox manager Terry Francona said. "It will be very exciting. We're looking forward to that. For right now though, that's probably enough."

Boston is 31-16 in October since the turn of the century, and both World Series runs began with a playoff sweep of the Angels.

Tampa Bay beat out Boston by two games in the AL East this season. The teams also beat each other up during a bench-clearing brawl at Fenway Park in June - the Rays and Red Sox have often scrapped over the years.

Los Angeles was able to force the series to a fourth game with an extra-inning victory Sunday night that snapped an 11-game playoff losing streak against Boston.

As it turned out, that gave the Angels less than an 24 extra hours.

Jon Lester held Los Angeles to four hits in seven shutout innings but lost his chance at a second victory in the series when the Angels scored twice in the eighth to tie it 2-all. The Angels had a chance to go ahead in the ninth before Erick Aybar, whose 12th-inning single was the winner in Game 3, missed on a suicide squeeze attempt, thwarting the threat.

In the bottom half, Bay lofted a fly ball down the right-field line that Reggie Willits pursued and dove for before it one-hopped into the stands for a ground-rule double. First baseman Mark Teixeira made a diving catch of Mark Kotsay's line drive for the second out before Lowrie grounded a single to right.

"Curveball down in the zone," Lowrie said. "I know he's got a good one. I was just able to get the barrel on it."

Acquired from Pittsburgh at the July 31 trade deadline as Manny Ramirez's replacement, Bay raced around third and slid headfirst into home while his teammates poured out of the dugout to celebrate.

"Sometimes it's better to be lucky than good," he said.

Manny Delcarmen got two outs in the ninth for the win, squelching the Angels' chances to take the lead by getting Aybar to whiff on a bunt try with one out and a runner on third. Red Sox catcher Jason Varitek, whose passed ball helped Los Angeles tie the game in the eighth, pursued pinch-runner Willits back toward third and made the diving tag a step before the bag.

"He's our anchor," Bay said about Varitek. "The way he ran Reggie down - he's a fast runner. That speaks volumes."

Varitek lost the ball as he hit the ground, but third base umpire Tim Welke ruled that he had already applied the tag. Angels manager Mike Scioscia argued, but replays showed that the out was recorded before the ball came loose.

Scot Shields took the loss, allowing two hits and a run while striking out three in 1 2-3 innings.

"We have to keep trying to get better, that's all we can do," Scioscia said. "A lot of guys are frustrated right now. But I can't tell you how proud we are of the way our guys played the whole summer. It's unfortunate the way it came out."

Lester and John Lackey, who also faced each other in Boston's Game 1 victory, matched scoreless innings through four before Kotsay and Varitek singled and Dustin Pedroia doubled them both in. An AL MVP candidate who was hitless in his first 15 at-bats of the playoffs, Pedroia pulled up one step before second base to bang his hands together in celebration.

But the Angels tied it in the eighth when Teixeira drew a two-out walk from Hideki Okajima, then Justin Masterson walked Vladimir Guerrero. The runners moved up on Varitek's passed ball, which proved costly when they scored on Torii Hunter's single to right.

Pedroia's confidence never wavered during the slump, as he showed when he popped out of the dugout for pregame batting practice and said, "You can't keep a good man down."

Or a good team.

The Red Sox may have missed a chance to sweep with Sunday's 5-4, 12-inning loss, but they saved themselves a trip back to Anaheim, Calif., for a winner-take-all Game 5.

Instead, they will play AL East winner Tampa Bay, which advanced with a 6-2 victory over the Chicago White Sox earlier Monday. A year after posting the worst record in the majors, the Rays won the division with a 97-65 record.


Jonathan Papelbon (right) and Sean Casey (left) dumped champagne on each other during celebrations.

Notes: Lackey was rescued from a second loss in the series when the Angels tied it in the eighth. He allowed two runs on seven hits, giving up four runs in 13 2-3 innings in the pair of starts but was outpitched by Lester both times. ... Hunter was 5-for-11 with runners in scoring position. The rest of the Angels had three hits combined. ... Pedroia was hitless in 19 postseason at-bats dating to the 2007 World Series.

Sarah Palin in 30 seconds


All you need to know about Sarah Palin in 30 seconds, from the editing room of Sim Sadler.

The top five reasons why Windows Vista failed

Posted by Jason Hiner

On Friday, Microsoft gave computer makers a six-month extension for offering Windows XP on newly-shipped PCs. While this doesn’t impact enterprise IT — because volume licensing agreements will allow IT to keep installing Windows XP for many years to come — the move is another symbolic nail in Vista’s coffin.

The public reputation of Windows Vista is in shambles, as Microsoft itself tacitly acknowledged in its Mojave ad campaign.

IT departments are largely ignoring Vista. In June (18 months after Vista’s launch), Forrester Research reported that just 8.8% of enterprise PCs worldwide were running Vista. Meanwhile, Microsoft appears to have put Windows 7 on an accelerated schedule that could see it released in 2010. That will provide IT departments with all the justification they need to simply skip Vista and wait to eventually standardize on Windows 7 as the next OS for business.

So how did Vista get left holding the bag? Let’s look at the five most important reasons why Vista failed.

5. Apple successfully demonized Vista

Apple’s clever I’m a Mac ads have successfully driven home the perception that Windows Vista is buggy, boring, and difficult to use. After taking two years of merciless pummeling from Apple, Microsoft recently responded with it’s I’m a PC campaign in order to defend the honor of Windows. This will likely restore some mojo to the PC and Windows brands overall, but it’s too late to save Vista’s perception as a dud.

4. Windows XP is too entrenched

In 2001, when Windows XP was released, there were about 600 million computers in use worldwide. Over 80% of them were running Windows but it was split between two code bases: Windows 95/98 (65%) and Windows NT/2000 (26%), according to IDC. One of the big goals of Windows XP was to unite the Windows 9x and Windows NT code bases, and it eventually accomplished that.

In 2008, there are now over 1.1 billion PCs in use worldwide and over 70% of them are running Windows XP. That means almost 800 million computers are running XP, which makes it the most widely installed operating system of all time. That’s a lot of inertia to overcome, especially for IT departments that have consolidated their deployments and applications around Windows XP.

And, believe it or not, Windows XP could actually increase its market share over the next couple years. How? Low-cost netbooks and nettops are going to be flooding the market. While these inexpensive machines are powerful enough to provide a solid Internet experience for most users, they don’t have enough resources to run Windows Vista, so they all run either Windows XP or Linux. Intel expects this market to explode in the years ahead. (For more on netbooks and nettops, see this fact sheet and this presentation — both are PDFs from Intel.)

3. Vista is too slow

For years Microsoft has been criticized by developers and IT professionals for “software bloat” — adding so many changes and features to its programs that the code gets huge and unwieldy. However, this never seemed to have enough of an effect to impact software sales. With Windows Vista, software bloat appears to have finally caught up with Microsoft.

Vista has over 50 million lines of code. XP had 35 million when it was released, and since then it has grown to about 40 million. This software bloat has had the effect of slowing down Windows Vista, especially when it’s running on anything but the latest and fastest hardware. Even then, the latest version of Windows XP soundly outperforms the latest version of Microsoft Vista. No one wants to use a new computer that is slower than their old one.

2. There wasn’t supposed to be a Vista

It’s easy to forget that when Microsoft launched Windows XP it was actually trying to change its OS business model to move away from shrink-wrapped software and convert customers to software subscribers. That’s why it abandoned the naming convention of Windows 95, Windows 98, and Windows 2000, and instead chose Windows XP.

The XP stood for “experience” and was part of Microsoft’s .NET Web services strategy at the time. The master plan was to get users and businesses to pay a yearly subscription fee for the Windows experience — XP would essentially be the on-going product name but would include all software upgrades and updates, as long as you paid for your subscription. Of course, it would disable Windows on your PC if you didn’t pay. That’s why product activation was coupled with Windows XP.

Microsoft released Windows XP and Office XP simultaneously in 2001 and both included product activation and the plan to eventually migrate to subscription products. However, by the end of 2001 Microsoft had already abandoned the subscription concept with Office, and quickly returned to the shrink-wrapped business model and the old product development model with both products.

The idea of doing incremental releases and upgrades of its software — rather than a major shrink-wrapped release every 3-5 years — was a good concept. Microsoft just couldn’t figure out how to make the business model work, but instead of figuring out how to get it right, it took the easy route and went back to an old model that was simply not very well suited to the economic and technical realities of today’s IT world.

1. It broke too much stuff

One of the big reasons that Windows XP caught on was because it had the hardware, software, and driver compatibility of the Windows 9x line plus the stability and industrial strength of the Windows NT line. The compatibility issue was huge. Having a single, highly-compatible Windows platform simplified the computing experience for users, IT departments, and software and hardware vendors.

Microsoft either forgot or disregarded that fact when it released Windows Vista, because, despite a long beta period, a lot of existing software and hardware were not compatible with Vista when it was released in January 2007. Since many important programs and peripherals were unusable in Vista, that made it impossible for a lot of IT departments to adopt it. Many of the incompatibilities were the result of tighter security.

After Windows was targeted by a nasty string of viruses, worms, and malware in the early 2000s, Microsoft embarked on the Trustworthy Computing initiative to make its products more secure. One of the results was Windows XP Service Pack 2 (SP2), which won over IT and paved the way for XP to become the world’s mostly widely deployed OS.

The other big piece of Trustworthy Computing was the even-further-locked-down version of Windows that Microsoft released in Vista. This was definitely the most secure OS that Microsoft had ever released but the price was user-hostile features such as UAC, a far more complicated set of security prompts that accompanied many basic tasks, and a host of software incompatibility issues. In order words, Vista broke a lot of the things that users were used to doing in XP.

Bottom line

There are some who argue that Vista is actually more widely adopted than XP was at this stage after its release, and that it’s highly likely that Vista will eventually replace XP in the enterprise. I don’t agree. With XP, there were clear motivations to migrate: bring Windows 9x machines to a more stable and secure OS and bring Windows NT/2000 machines to an OS with much better hardware and software compatibility. And, you also had the advantage of consolidating all of those machines on a single OS in order to simplify support.

With Vista, there are simply no major incentives for IT to use it over XP. Security isn’t even that big of an issue because XP SP2 (and above) are solid and most IT departments have it locked down quite well. As I wrote in the article Prediction: Microsoft will leapfrog Vista, release Windows 7 early, and change its OS business, Microsoft needs to abandon the strategy of releasing a new OS every 3-5 years and simply stick with a single version of Windows and release updates, patches, and new features on a regular basis. Most IT departments are essentially already on a subscription model with Microsoft so the business strategy is already in place there.

As far as the subscription model goes for small businesses and consumers, instead of disabling Windows on a user’s PC if they don’t renew their subscription, just don’t allow that machine to get any more updates if they don’t renew. Microsoft could also work with OEMs to sell something like a three-year subscription to Windows with every a new PC. Then users would have the choice of renewing on their own after that.

24 Words the CED Want to Exuviate (Shed)

Apparently the dictionary needs to make room for 2,000 new words. They must be trying to embrangle us with that many new words I think. Or, maybe it will just make us all more nitid?

Here are a list of words the Collins English Dictionary want to discard to make room for up to 2,000 new entries.

Abstergent: Cleansing

Agrestic: Rural

Apodeictic: Unquestionably true by virtue of demonstration

Caducity: Perishableness

Caliginosity: Dimness

Compossible: Possible in coexistence with something else

Embrangle: To confuse

Exuviate: To shed

Fatidical: Prophetic

Fubsy: Squat

Griseous: Somewhat grey

Malison: A curse

Mansuetude: Gentleness

Muliebrity: The condition of being a woman

Niddering: Cowardly

Nitid: Bright

Olid: Foul-smelling

Oppugnant: Combative

Periapt: An amulet

Recrement: Refuse

Roborant: Tending to fortify

Skirr: A whirring sound, as of the wings of birds in flight

Vaticinate: Prophesy

Vilipend: To treat with contempt