20 Album Covers Recreated in LEGO
Here is some creative recreations of famous album covers using Legos.
read more | digg story
Adding Value To The World, one Post At A Time
Here is some creative recreations of famous album covers using Legos.
read more | digg story
Posted by gjblass at 5:06 PM 1 comments
I know at the end it says 'In Theatres in December' but I think that's only for Australia. According to wikipedia, the film releases November 21, 2008 in the UK and US, which I'm guessing would be the date for most major markets. By the way, am I the only one who still hasn't read any of the books but still anticipate every new film in the series?
read more | digg story
Posted by gjblass at 3:44 PM 0 comments
The number of offerings on the App Store — the venue for independently produced programs that helps distinguish Apple’s smartphone from all others — hit 1,001 on Monday night.That’s roughly double the number that were available when the store opened just over two weeks ago (on July 11, the same day the iPhone 3G went on sale), and includes popula
read more | digg story
Posted by gjblass at 3:43 PM 0 comments
NEW YORK (Money) -- Question: I agree that it is misleading for planners to show clients results of their global portfolio compared with the raw S&P 500, stripped of dividends. Does the Mole have a suggested alternative for the best way to show clients the results of their global portfolio?
The Mole's Answer: I love this question that came to me from a CFP via a letter to the editor in the June issue of the Journal of Financial Planning. Let me expand on why the S&P 500 index is great for us planners but very misleading and costly for consumers. Then I'll give that alternative benchmark.
Most planners, including me, put our clients in a global portfolio of U.S. stocks, international stocks, and bonds. I think this is the right thing to do, since we live in a global economy.
Now for some reason, possibly Wall Street's marketing muscle, we view the S&P 500 index as the stock market. There are two reasons why this index is the wrong benchmark to compare your portfolio to.
The S&P 500 companies are essentially the largest U.S.-based companies. They happen to represent roughly 80% of the market capitalization of the U.S. stock market. But, the U.S. stock market is now only about 40% of the total global stock market capitalization. Thus, the S&P 500 companies are only about 32% (80% of 40%) of the global stock market value.
These S&P 500 companies also happen to be the worst performing of the global stock market over the past ten years. So comparing the total global market to the worst performing 32% of the market is a really easy benchmark to beat.
Any index, including the S&P 500 index, includes only the gain from capital appreciation. An index excludes the part of the return from dividends. For example, in 2007, the S&P 500 index increased 3.5% while the total return from S&P 500 stocks was 5.5%. The difference being the 2% yield that came from the dividends that were distributed by these 500 companies.
I'm a believer in keeping things simple so I use only three benchmarks to compare a portfolio's return - a total U.S. stock index fund, a total international stock index fund and a total bond index fund. I use the retail funds themselves, rather than a theoretical index plus dividends, because all funds have some costs and I want a reality-based comparison.
I use the following three funds:
I then weight each of these returns according to the actual weighting in the portfolio I'm benchmarking. For example, a portfolio that is 60% U.S. stock, 30% international stock, and 10% fixed income should have returned 8.6% in 2007 as shown in the illustration. The same allocation of index funds would have returned 17.7% in 2006.
If, for example, this client's portfolio earned only 6.6% in 2007, and 15.7% in 2006, I would show that they underperformed by 2.0% each year. The client's previous adviser, however, compared their performance to the S&P 500 index returning only 3.5% in 2007, and 13.6% in 2006. Thus the adviser created the illusion of beating the market when, in actuality, they significantly underperformed.
When I do this benchmark for clients, many get it immediately and are willing to move toward a portfolio using vehicles like the ones we used in this benchmark. On the other hand, there are those who actually become upset, as I suspect they place great value on maintaining the illusion of beating the market. In this instance, I'll hear some variation of the response "Well, the S&P 500 index is the accepted definition of the market."
My advice: Don't take your adviser's word for it that you are beating the market. Give the chart to your adviser and ask him to update it using your allocation of U.S. stocks, international stocks, and fixed income. Then compare your returns to this benchmark and get ready for some back peddling. If you don't have an adviser, fill it out yourself. Just one warning - you may not like the results.
![]() |
Source:Morningstar.com |
The Mole is a certified financial planner and certified public accountant who - in the interest of fairness - thinks you should know what goes on behind the scenes in financial planning. Want to make contact? E-mail themole@moneymail.com.
Posted by Chismillionaire at 3:40 PM 0 comments
India is developing a laptop to be sold at US$10, that will target higher education applications, a minister of the federal government said Tuesday in Delhi.
Research on the new low-cost laptop is being carried out at the Indian Institute of Science in Bangalore and the Indian Institute of Technology in Chennai, said D. Purandeswari, Minister of State for Higher Education, at a conference in Delhi. This measure will help raise the quality of higher education in India, she added.
The Minister did not however give the specifications of the $10 laptop, nor is it clear if the rock-bottom price will be achieved with the help of a government subsidy.
The Indian government is planning to use information and communications technology (ICT) to strengthen its current programs for distance learning by making them accessible online, Purandeswari said.
As part of this new "National Mission in Education through ICT", the government is also working on developing a very low-cost and low-power-consuming access device, according to Purandeswari. The government also plans to make available free bandwidth for education purposes to every Indian. It plans to use this bandwidth to build a "knowledge network" between and within institutions of higher learning in the country.
India's Internet penetration is currently very low. The country had 4.38 million broadband subscribers at the end of June for a population of over 1.13 billion.
A number of local and multinational companies like Microsoft and Intel, and NGOs (nongovernmental organizations) have been working on technology for education.
India did not sign up for the One Laptop Per Child program after officials in the education ministry decided that giving a computer to every child is "pedagogically suspect", and may actually be detrimental to the growth of the creative and analytical abilities of the child. An Indian telecommunications service provider, Reliance Communications, has however been doing pilots of the OLPC in India since last year.
Posted by Chismillionaire at 3:32 PM 0 comments
From Australia to Zimbabwe, China to the U.S., TIME takes you on a world tour to introduce you to the most compelling athletes you'll be seeing in the Beijing Games.
read more | digg story
Posted by gjblass at 3:29 PM 1 comments
I had seen a feature of nitrous propelled rockets the night previous on the Discovery channel.
“Now, I know this may sound bizarre dear, but my students and I build these miniature rockets, and we use the nitrous oxide as a oxidizer, we have all sorts of expensive equipment. It’s a hell of a set up, you should really check it out. These little bastards get up to the freaking stratosphere, it’s really amazing!”
So I walked out of there with a brand new large-sized nitrous oxide tank and information on where to get it filled. The fillers strangely didn’t care if I was a professor or a creepy weirdo ready to expose this strange dissociative drug gas to schoolchildren, they just filled me up and took my money.
Those were good times.
After being interested in N2O for a year or so, a friend of mine who owns a detail shop decided to start installing nitrous oxide systems in cars for the purposes of crazy speed, and started on his very own 1996 Ford Taurus. So at the Atco Raceway in beautiful Atco New Jersey, he unloaded the nitrous Taurus, and in all the days of my life I swear I had never seen a production vehicle go so fast. This poor Ford Taurus, The King of the American Roads, after apparently breaking the speed of light and bending physics around it, was utterly destroyed by the effects of the nitrous oxide. The engine had exploded, the pistons cracked, one of the axles was broken.
From that day forward, I was more interested in the automotive benefits of nitrous than any fleeting pleasures of the flesh it may offer.
Now, I have to add that despite what many people would have you believe, the nitrous in cars is the same stuff that people at concert parking lots inhale, which is the same stuff they give you at the dentist, and the same stuff they use in whip cream canisters. It has many uses.
There is one thing to consider though, often times auto racing nitrous has a bad bad chemical called sulfur dioxide in it, put in there for the sole purpose of trying to stop people from inhaling it. If you inhale sulfur dioxide, you’ll probably just gag and immediately get sick and never try that again; but there is the off chance that you may die, so you know, don’t do that.
The thing about nitrous is that it’s not flammable, it’s not like shoving butane or propane in your engine (although racers do that sometimes too). Nitrous is an oxidizer; that means the only thing that nitrous does is provide your engine with more oxygen. It actually also lowers the temperature in the intake manifold, which lets more air/fuel into the engine, but thats just a secondary benefit. The main thing is more oxygen, that’s it. That’s the whole purpose of NOS systems.
Don’t let it fool you though, nitrous oxide is more than just a chemical turbocharger, it’s powerful medicine. At the most basic level, combustion is just fuel plus oxygen. Increase either one drastically, and you’re upping the power drastically. With nitrous, you can increase your engine power literally up to thousands of horsepower, that’s enough to do very permanent damage.
You can destroy your engine with it, blow out your seals, crack your pistons, break apart the inner workings, even make it explode in a fireball of hilarious gas. The last of which I have seen firsthand. Also, it can make you go very very fast.
This stuff is no joke. Be careful with it.
Keep your eyes peeled because in a future article I’ll go over some of the different types of nitrous systems (dry or wet or single port or direct port, 2 or 3 or 4 stage, etc).
Posted by gjblass at 2:50 PM 1 comments
Gigantic (literally) gallery of a modded monster Beetle!
More:
Street-legal jet powered VW Beetle.
Mystery Beetle identified.
Posted by gjblass at 2:45 PM 1 comments
(CNN) -- The U.S. should stop arresting responsible marijuana users, Rep. Barney Frank said Wednesday, announcing a proposal to end federal penalties for Americans carrying fewer than 100 grams, almost a quarter-pound, of the substance.
Rep. Barney Frank's bill would radically curb federal penalties for personal marijuana use.
Current laws targeting marijuana users place undue burdens on law enforcement resources, punish ill Americans whose doctors have prescribed the substance and unfairly affect African-Americans, said Frank, flanked by legislators and representatives from advocacy groups.
"The vast amount of human activity ought to be none of the government's business," Frank said during a Capitol Hill news conference. "I don't think it is the government's business to tell you how to spend your leisure time."
The Massachusetts Democrat and his supporters emphasized that only the use -- and not the abuse -- of marijuana would be decriminalized if the resolution resulted in legislation. Watch Frank lay out the proposal »
The Drug Enforcement Administration says people charged with simple possession are rarely incarcerated. The agency and the White House Office of National Drug Control Policy have long opposed marijuana legalization, for medical purposes or otherwise.
Marijuana is a Schedule I controlled substance, meaning it has a high potential for abuse and no accepted medical use, according to the ONDCP.
"Smoked marijuana has not withstood the rigors of science -- it is not medicine and it is not safe," the DEA states on its Web site. "Legalization of marijuana, no matter how it begins, will come at the expense of our children and public safety. It will create dependency and treatment issues, and open the door to use of other drugs, impaired health, delinquent behavior, and drugged drivers."
Allen St. Pierre, spokesman for the National Organization for the Reform of Marijuana Laws (NORML), likened Frank's proposal -- co-sponsored by Rep. Ron Paul, R-Texas -- to current laws dealing with alcohol consumption. Alcohol use is permitted, and the government focuses its law enforcement efforts on those who abuse alcohol or drive under its influence, he said.
"We do not arrest and jail responsible alcohol drinkers," he said.
St. Pierre said there are tens of millions of marijuana smokers in the United States, including himself, and hundreds of thousands are arrested each year for medical or personal use. iReport.com: Is it time to legalize pot?
There have been 20 million marijuana-related arrests since 1965, he said, and 11 million since 1990, and "every 38 seconds, a marijuana smoker is arrested."
Rob Kampia, director of the Marijuana Policy Project, said marijuana arrests outnumber arrests for "all violent crimes combined," meaning that police are spending inordinate amounts of time chasing nonviolent criminals.
"Ending arrests is the key to marijuana policy reform," he said.
Reps. William Lacy Clay, D-Missouri, and Barbara Lee, D-California, said that in addition to targeting nonviolent offenders, U.S. marijuana laws also unfairly target African-Americans.
Clay said he did not condone drug use, but he opposes using tax dollars to pursue what he feels is an arcane holdover from "a phony war on drugs that is filling up our prisons, especially with people of color."
Too many drug enforcement resources are being dedicated to incarcerating nonviolent drugs users, and not enough is being done to stop the trafficking of narcotics into the United States, he said.
Being arrested is not the American marijuana smoker's only concern, said Bill Piper of the Drug Policy Alliance Network. Those found guilty of marijuana use can lose their jobs, financial aid for college, their food stamp and welfare benefits, or their low-cost housing.
The U.S. stance on marijuana, Piper said, "is one of the most destructive criminal justice policies in America today."
Calling the U.S. policy "inhumane" and "immoral," Lee said she has many constituents who are harassed or arrested for using or cultivating marijuana for medical purposes. California allows medical marijuana use, but the federal government does not, she explained.
House Resolution 5843, titled the Personal Use of Marijuana by Responsible Adults Act of 2008, would express support for "a very small number of individuals" suffering from chronic pain or illness to smoke marijuana with impunity.
According to NORML, marijuana can be used to treat a range of illnesses, including glaucoma, asthma, multiple sclerosis, HIV/AIDS and seizures.
Frank, who is chairman of the Financial Services Committee, said about a dozen states already have approved some degree of medical marijuana use, and the federal government should stop devoting resources to arresting people who are complying with their states' laws.
In a shot at Republicans, Frank said it was strange that those who support limited government want to criminalize marijuana.
Asked if the resolution's passage would change his personal behavior, Frank quipped, "I do obey every law I vote for," but quickly said he did not use marijuana, nor does he encourage it.
"I smoke cigars. I don't think other people should do that. If young people ask me, I would advise them not to do it," he said.
Frank says law enforcement resources are squandered on marijuana use.
Posted by gjblass at 2:30 PM 1 comments
What is it about a girl with pasty skin, long fangs and an unhealthy desire to drain all the life out of you?
read more | digg story
Posted by gjblass at 2:28 PM 1 comments
Posted by gjblass at 2:27 PM 1 comments
Pretty much everyone alive in the ‘90s knows about Prince’s infamous name change. Here’s 11 things you might not have known about the artist currently known as Prince.
read more | digg story
Posted by gjblass at 2:14 PM 1 comments
The Illinois Institute of Technology’s masters program has spun-off a start-up with big plans for our aging fleet of big trucks. The company, called Hybrid Electric Vehicle Technology (HEVT), has built a bolt-on module that will convert a standard F-150 into a 41 MPG plug-in hybrid electric vehicle (PHEV).
HEVT demo’d their first prototype at the Plug-In 2008 conference in San Jose earlier in the month. The suddenly attractive F-150 PHEV (which is not the 1994 model depicted above) gets 15 miles of emissions-free driving on electricity before it switches over to gas/electric hybrid mode, where it will continue to get an impressive 41 MPG for a typical day’s worth of driving.
Dr. Andrew S. Grove, former chairman of Intel Corporation, said in his keynote address: “Trucks, SUVs and vans are the least-efficient vehicles on the road, so retrofitting them should be a high priority if we want to make a meaningful, near-term difference in oil consumption. Rapid commercialization of prototypes like HEVT’s is the way to go.”
Adding a hybrid drivetrain to large vehicles was one of GM’s premier concepts at this year’s Detroit autoshow, until sales of new SUV models failed miserably. Retrofitting older vehicles into plug-in hybrids makes perfect sense since they’re already on the road:
“HEVT’s solutions apply to not just smaller passenger cars and hybrids, but almost any vehicle including larger gas guzzlers,” said HEVT founder Ali Emadi. “Our laboratory simulations show that the larger the vehicle, the greater the benefits – in gas costs, particulate and greenhouse emissions, and sound pollution. For this reason we are currently focused on PSVs and will later expand to school buses as well as transit buses.”
Ok, let me beat you to the punchline. “Typical days driving” means 30 miles in a day, which is the amount most of us drive, on average.
Unfortunately, if you drive more than 30 miles between charges, the straight hybrid mode drops to a paltry 21 MPG. That’s still a 31% fuel efficiency increase over the standard F-150, but HEVT is going to have to bring the price way, way down for this to be an even remote consideration for the vast majority of F-150’s out there. Prototype conversions currently cost $60,000.
Luckily, HEVT has plans to bring the cost down. I know $60K is a lot of money, but keep in mind that it’s impossible to estimate the conversion cost if/when these modules are massed produced or installed by automakers. It also wouldn’t hurt to throw out here that a brand new F-250 costs as much as $100K in the first 5 years of ownership.
HEVT will be starting a pilot demo project that should complete 20-50 conversions by end of year. Once they prove viability, there are two potential business models: a) develop modules that would be sold to partner who would do the retrofitting, or b), sell the modules directly to car manufacturers. It makes sense that they would do both.
HEVT is currently in discussion with unnamed OEM’s and hopes to have the first commercial prototypes out next year. They’re also working on modules for a range of other vehicles including SUVs and transit buses, and in the video (below) they specifically mention Hummer H1’s and Humvees (maybe they should talk to Jonathan Goodwin).
For their conversions, HEVT is creating a “series parallel hybrid drivetrain” by integrating an electric motor/generator with the F-150’s existing drive train, along with an advance battery that can store regenerative power, and an “adaptive control unit” that optimizes fuel economy and performance. The system has an in-dash monitor to display realtime information.
The video goes into a little more detail:
Posted by gjblass at 2:12 PM 0 comments
By Jacqui Cheng | Published: July 29, 2008 - 11:01PM CT
Webcasting has officially made its way to the beer-and-football mainstream thanks to the National Football League, which has announced plans to stream live broadcasts of Sunday night football games this fall. These streams will be the first time the NFL's content is made widely available online, and the news means that the patented Madden "Boom!" will soon be coming to a laptop near you.
Both the NFL and its broadcast partner, NBC, will provide sites dedicated to the webcasts. In addition to the live TV feed that features commentary from Al Michaels and John Madden, both sites will feature a variety of extra content. These include highlight clips, views from multiple cameras, live statistics, and blog content. True fanatics may find the site worth visiting even if they have access to the TV broadcast.
The move is surprisingly forward-looking, given the NFL's historic anti-online stance when it comes to its games. As many Internet-using NFL fans know by now, the league keeps an extremely tight leash on even the tiniest of clips from its games. The organization even made headlines last March when it sent a series of DMCA takedown notices to Brooklyn Law School professor Wendy Seltzer because she posted a clip on YouTube that showed the NFL's own copyright notice. In August, however, the NFL took its first baby steps into the big, bad online world by signing a deal with DIRECTV that would allow some satellite subscribers to watch games streamed live to their PCs.
Still, the DIRECTV deal was pretty restrictive, making this new offering even more noteworthy. "We are taking a big leap here," NFL Network's Steve Bornstein told the LA Times. "We are looking at this as a learning opportunity to see what applications work online. We are trying to be innovative and creative to make the viewing experience better for our fans."
NBC plans to sell advertising for the webcasts (presumably they will be free to the public) and the revenues from the ads will be shared with the NFL. Given the massive mainstream appeal of NFL games, the potential for this venture to rake in the advertising dollars is huge. This ain't no live broadcast of an artsy-fartsy documentary or the Jackass 2.5 movie; this is Reggie Bush trying to become the second coming of Barry Sanders.
The NFL and NBC plan to begin offering streams on September 4, a Thursday night game between the Washington Redskins and the New York Giants. After that, they will do regular broadcasts of Sunday night games.
If the league is successful, the move could open up the door to other mainstream TV content being broadcast live online, rather than delayed, as most network fare currently is. Live online House, here I come!
Posted by gjblass at 1:22 PM 0 comments
I dont think this little girl had any idea what she was in for with this blob jump launch.
Amazing Blob Jump Launch - Watch more free videos
Posted by gjblass at 12:58 PM 0 comments
Scientists in South Africa are testing a genetically engineered tobacco plant which detects the presence of nitrogen-dioxide, a marker for landmines, to turn red, in the hope that it may eventually be used to clear mine fields in post-conflict zones around the globe.
The team is part of a joint initiative of University of Stellenbosch and the Danish biotechnology firm, Aresa, which has developed the “RedDetect” bio-sensor technology in a weed called Thales Cress.
The weed changes color from green to autumnal red when it detects nitrogen dioxide leaching from mines buried in the soil.
Because the weed is too small to be seen from a safe distance, the scientists went looking for a more viable alternative, and landed on the tobacco plant, which grows easily in most parts of the world, with a little help from genetic engineering.
Stellenbosch researcher, Estelle Kempen, who is involved with the project says if the genetically engineered tobacco plants prove successful, they would provide an easy way to assess an entire field allowing the safe clearance of land mines and other unexploded ordnance devices on agricultural land.
Many countries around the world, including Angola, Burundi and Somalia in Africa; Afghanistan, Vietnam, Burma, Cambodia (where organizations as Clear Path International are working), Iraq, Nepal and Sri Lanka in Asia; Chechnya and Bosnia- Herzegovina in Europe and Colombia in Latin America, are worst affected by the problem of land mines.
A land mine is an explosive device designed to be placed on or in the ground to explode when triggered by an operator or the proximity of a vehicle, person, or animal.
Currently, land mines are cleared by explosives experts who put a stick in the ground to locate them, or they use remote devices or sniffer dogs, which are all costly and dangerous processes that typically involve a random check of just a fraction of the area .
Field trials for the genetically engineered tobacco varieties are already under way in Serbia, and now the scientists want to assess how the genetically engineered tobacco responds to drought and extreme temperatures, according to the researchers.
But at this research stage, to safeguard against any possible environmental effects of the genetically modified plants, they would be analyzed and destroyed before they began flowering to minimize the risk of environmental contamination.
Tobacco plants usually only produce red plant pigments in their flowers, which arises from a natural compound called anthocyanin, found in fruit such as apples and tomatoes. The technology developed by Aresa activates anthocyanin in the tobacco plant’s leaves if there is soil contamination from explosives such as land mines.
Image credit: CPI at Flickr under a Creative Commons license
Posted by gjblass at 12:56 PM 0 comments
Researchers in California report on the creation of a standard sized optical disc (120mm x 1.2mm) that is capable of holding up to 1 Terabyte of data. The added storage comes from using all three dimensions instead of encoding data on the surface of the disc.
read more | digg story
Posted by gjblass at 12:46 PM 0 comments
Still unfinished, engineers around the world ponder what to do with the space station—park it somewhere else, turn it into a lab or just let it burn. With calls to upconvert the ISS into a spaceship already hitting fever pitch, a leading aerospace expert checks in with some players from the space industry.
read more | digg story
Posted by gjblass at 12:23 PM 0 comments
Grayling-s Bob Hickey is all smiles after he pulls the ball out of the cup after his second hole-in-one during the same round at Marsh Ridge Golf Course on Thursday.
Tue Jul 29, 7:21 PM ET
For somebody who'd been playing golf 50 years and never had a hole-in-one, Bob Hickey got the hang of it quickly. The 66-year-old Grayling man used a 7-iron to card his first-ever ace Thursday on the 167-yard 10th hole at Marsh Ridge in Gaylord. Then Hickey used an 8-iron to ace the 147-yard 17th hole.
According to a 2000 Golf Digest article cited by the Traverse City Record-Eagle, the odds of one player making two holes-in-one during the same round are 67 million to 1.
Hickey, who finished at 2-over-par 74, says he'd made two eagles but never came close to a hole-in-one before Thursday. The long-haul trucker says he thinks he benefited from "just pure luck."
Full Article Here
Posted by gjblass at 12:16 PM 0 comments
Rozendaal is a forefather of the current single serving sites explosion, and it shows in his work's standout beauty and interactivity. His homepage documents years of acclaimed work, but in case you're unfamiliar (or just looking for a simplistic internet retreat), here are a few of our favorites to get you started.
read more | digg story
Posted by gjblass at 11:52 AM 0 comments