The only 7 Investments you will ever need

Excellent story here

Bottom line, you will only ever need:

A Blue Chip US Stock Fund
A Blue Chip Foreign Stock Fund
A Small Company Fund
A Value Fund
A High Quality Bond Fund
A TIPS (Inflation Protected Treasuries) Fund
A Money Market Fund.

Chismillionaire however suggests also adding a 5-10% allocation total (5% of each class) of REIT's and Managed Timber or some other commodities fund. There are many excellent REIT funds out there (Chismillionaire owns FRESX) and the new Claymore Clear Global Timber ETF (symbol: CUT) gives broad exposure to this lovely asset class that serves as a nice inflation hedge and is not perfectly correlated to the market. They tend to zig when the market zags- 40% of the time.

As always do your research and focus on expenses- the lower the better.